Product
Everything you need to run payouts, in one place.
Fund your balance, upload a sheet, get approvals, and pay hundreds of people. Every step is checked and recorded.
Funding
Add money the way your people already pay.
Top up your payout balance with mobile money or bank transfer. We confirm the payment, credit your balance once, and tell you exactly what happened if something goes wrong.
- Available, reserved and pending balances always add up from the ledger
- Requests expire if unpaid, so nothing stays open forever
- Every deposit is kept as evidence, even ones we cannot match
Bulk payouts
Upload a sheet. We check every account.
Download the Excel template, fill in phone or account numbers and amounts, and upload it. Tranzaq looks up the name on every account, builds the batch, and tells you what needs attention.
- Up to 1,000 payments in one batch
- A partly matching name waits for a person to decide; a completely different name fails
- One bad row never blocks the rest of the file
Approvals
No single person can send money alone.
Whoever prepares a payout can never approve it. Set rules by amount: who must approve, how many people, and whether a one-time code is needed. Everything is recorded.
- Rules are versioned: a batch keeps the rule it was submitted under
- Rejections need a written reason
- Every decision is written to the audit log
People and accounts
A trusted list of who you pay, and where.
Keep the people and businesses you pay in one place, each with a verified mobile money or bank account. Block someone and they cannot appear in a new payout.
- Account numbers are stored encrypted and shown masked
- Mobile money: MTN, Telecel and AirtelTigo
- Bank accounts across Ghana's banks
Statements and balances
Every cedi accounted for, line by line.
Your balance is added up from a double-entry ledger, never stored as a loose number. Download your statement any time and see what happened to every payment.
- Ledger entries are never edited or deleted
- Corrections are made by new entries that two staff members approve
- Fees are shown before you submit a batch
Team and roles
The right access for everyone.
Invite your colleagues and give each a role: administrator, payout maker, payout approver or viewer. People only see and do what their role allows.
- Sessions can be ended at once when someone leaves
- Passwords are stored as hashes, never in plain text
- Too many wrong passwords lock the account for a while
And for your developers
An API and webhooks that match what you see on screen.
Everything you can do on the website you can do from your own software, with test mode for trying it safely.
Get started
Pay your people with confidence.
Create your business account and try everything in test mode today.
